Giving Guide
| Ways to Support the Future of The American Organ Transplant Association
Establish a charitable gift annuity with AOTA. This is a simple option available to donors over 55 years of age with a minimum gift of only $5,000, and enables donors to receive income for life, some of which is tax-free, an income tax charitable deduction and favorable capital gains tax treatment.
Designate AOTA as the beneficiary of a retirement plan such as an IRA or Keogh plan.
When choosing assets to leave to a charitable organization, many advisors suggest retirement plan assets such an IRA, Keogh plan, or other qualified retirement plans. If these assets are left to heirs they are taxed more heavily than any other assets in your estate. Retirement plans are subject not only to estate tax upon your death, but also to income tax when distributed to your heirs. Naming AOTA as a beneficiary of your retirement plan may be an easy and attractive option. | Name AOTA as the beneficiary of a life insurance policy.
Many people have existing life insurance policies that were purchased when they had young children and that are no longer important to their families' financial security; a donor can simply change the beneficiary of such a policy to AOTA.
Create a charitable remainder trust for AOTA.
Although this option involves legal fees for the donor, when such fees are justified by the size of a gift, trusts are attractive vehicles that offer more flexibility than a charitable gift annuity. Trusts can be tailored to accommodate a wide variety of gift assets and meet personal financial and charitable goals.
For additional information, please contact the American Organ Transplant Association at 713-344-2402.
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